Your Udhaar Khata, Digitized.
Track what your customers owe you and what you owe them — even without internet. Get paid on time with automatic reminders, keep proof with bill photos, and never lose a record again.
My Business
₹8,450 to collect
- RK
Ramesh Kirana
You'll get
₹2,400 - ST
Sunita Traders
You'll give
₹1,150 - VG
Vikram General Store
You'll get
₹4,900
Illustrative preview — not an actual screenshot
One app, your whole customer ledger
Every feature below is built into the app today — no gimmicks, no waitlist-only promises.
Works Fully Offline
Record every transaction instantly, even with zero signal. Everything syncs automatically the moment you're back online.
Bank-Grade Local Encryption
Your ledger is encrypted on your device with SQLCipher, protected by your phone's fingerprint or Face ID.
Login with WhatsApp OTP
No passwords to remember. Just your phone number and a one-time code sent straight to WhatsApp.
Attach Bill Photos
Snap a photo of the receipt right when you record the transaction — proof, always at hand.
Payment Reminders
Set a due date for any customer and get notified — even offline, your phone will remind you.
Instant Running Balances
See exactly who owes you and whom you owe, updated in real time.
PDF Statements
Export any customer's account or your full customer book as a shareable PDF.
Available in Hindi & English
Use the entire app comfortably in the language you prefer.
The app doesn't just tolerate bad internet — it's built around it
Record with zero signal
Every transaction, contact, and reminder is written to an on-device database first — no internet required to keep working.
Syncs the moment you're back
As soon as connectivity returns, pending entries push to the server automatically and any changes from other devices pull down.
Conflicts are flagged, never guessed
If the same entry changed on two devices, Smart Hisab shows you both versions instead of silently picking a winner.
From paper khata to digital ledger in five steps
No training required — Smart Hisab mirrors how you already track credit on paper, just faster and safer.
- 1
Verify your phone number
Enter your phone number and verify with a one-time code sent straight to your WhatsApp.
- 2
Set your security PIN
Create a 4-digit PIN, with optional fingerprint or Face ID unlock for fast, secure access.
- 3
Add your first customer
Pick a customer from your phone contacts or type in their number manually.
- 4
Record cash in or cash out
Log what you gave or received in seconds — add a note or a bill photo if you like.
- 5
Track, remind, and export
Watch balances update instantly, set due-date reminders, and export PDF statements anytime.
Built for how Indian shopkeepers actually work
Not a generic ledger app translated for India — every design decision starts from the shop counter.
Never blocked by bad internet
Most khata apps assume you're always online. Smart Hisab is built offline-first from the ground up — fully usable on a train, in a basement shop, or anywhere signal is unreliable.
Your data is encrypted where it lives — on your phone
The local database uses SQLCipher encryption with a key locked behind your device's secure hardware storage.
No password fatigue
WhatsApp-based OTP login means one less password to forget or have stolen.
Nothing gets silently overwritten
Edit history and conflict flags mean you can always see what changed and why — critical when money is involved.
Built specifically for Indian shopkeepers
Indian phone number formats, WhatsApp delivery, and Hindi localization aren't an afterthought — they're the default.
Your ledger, locked down
Money matters deserve real security — not a checkbox. Here's exactly how Smart Hisab protects your data.
SQLCipher-encrypted local database
Your ledger lives on your device inside a fully encrypted SQLite database, with a 256-bit key held in your phone's secure hardware storage (Android Keystore / iOS Keychain).
PIN + biometric unlock
A 4-digit PIN gates every edit and delete, with optional fingerprint or Face ID unlock layered on top for fast, secure access.
Certificate-pinned connections
All traffic to our servers runs over HTTPS with certificate pinning in production, so your data can't be intercepted in transit.
No ads, no analytics tracking
No advertising SDK or third-party analytics vendor is integrated into the app — your usage isn't tracked or sold.
Questions shopkeepers ask us
Can't find what you're looking for? Visit the full FAQ or reach out directly.
Replace your paper khata today
Free to get started. Works offline. Built for how you already run your shop.
Coming Soon